You could write off up to 75%* of your debt

Apply for an IVA.

Over £5,000 in debt?

Reduce creditor pressure

One affordable monthly payment

Freeze interest & charges



    We’re an independent IVA company putting people first.

    Many people ask what is an IVA and for some, it can be the answer to the untold stress of unaffordable debt. An Individual Voluntary Arrangement or IVA for short is a legal agreement protecting you from creditor pressure. Depending on your circumstances we will put an IVA together to write off any debt you can no longer afford. All interest and charges will be frozen on the date your IVA commences so you don’t need to worry about your debt growing – as long as you keep up with your new payment agreement.

    To qualify for an IVA you must have

    • More than one unsecured debts
    • At least £5,000 of debt
    • A regular income
    • Live in England, Wales or Northern Ireland

    Unfortunately, not everyone will qualify for an IVA but our friendly experienced advisors are on hand to guide you through the process and talk you through all of your options based on your personal experience. We will look through all your income and outgoings working out how much you can realistically afford to pay back towards your debts and have enough money to pay all your everyday living costs like, food, rent, bills etc.

    The most common debts covered by an IVA include council tax debt, credit card debt, overdrafts, bank loans, payday loans, bailiff debts, store cards, catalogue debts, water, gas and electricity arrears and some government debts such as benefit overpayments and tax debts.

    If you are concerned about your debt, complete our simple enquiry form and a member of our team will get back to you as quickly as possible.

    We help clients with some of the largest creditors in the UK

    We can assist with a variety of unsecured debts including council tax arrears, credit cards, payday loans, overdrafts, benefit overpayments and more.

    Debt Solution Options